1. Definitions

Unless otherwise stated, the following terms shall have the meanings set out below. All capitalized terms in this document that are not defined herein shall have the meanings ascribed to them in the Card Member Agreement.

1.1 "AEME": AMEX (Middle East) B.S.C. (c), its successors, assigns, subsidiaries, branches, and sister or parent companies.
1.2 "Basic Card Member": The person in whose name The Platinum Card® is issued by AEME and who is responsible for all Transactions and obligations on the Card Account, including those of any Supplementary Card Members.
1.3 "Card Account": Any account established by AEME in the name of the Basic Card Member upon the issuance of one or more Cards, as defined in the Card Member Agreement.
1.4 "Eligible Card": The Platinum Card® issued by AEME.
1.5 "Dining Credit": A Statement Credit awarded to the Card Account as outlined in these terms and conditions.
1.6 "Eligible Transactions": Dining Transactions made at selected restaurants during the Offer Period, as further described in Clause 5.
1.7 "Offer Period": The duration during which the Platinum Dining Credit offer is valid, as defined in Clause 2.
1.8 "Quarter": One of the four periods of three consecutive calendar months during the Offer  Period, as defined in Clause 6.3.
1.9 "Supplementary Card Member": A person authorized to use a Supplementary Card issued under the Basic Card Member’s Card Account, as defined in the Card Member Agreement.

1.10 "Calendar Month": A complete month as per the Gregorian calendar, starting on the first day and ending on the last day of that month.
1.11 "Posting Date": The date on which a Transaction is processed by the Merchant and posted to the Card Account. This may differ from the date the Transaction was made.

1.12 "Statement Credit": A credit applied to the Card Account, reducing the outstanding balance, as defined in the Card Member Agreement.

1.13 "Dining Transaction": A Transaction made at one of selected restaurants, with payment processed at the restaurant’s point of sale (POS). Transactions conducted through food aggregators, or via payment processors such as QR payments or in-app restaurant purchases, are excluded.

1.14 "Eligibility Criteria": The specific conditions and requirements that Card Members must meet to qualify for the Dining Credit, as defined in Clause 4.

2. Offer Period

The Offer Period commences on 1st February 2025 and concludes on 31st December 2025.

3. Offer Details

3.1 Basic Card Member enrolled in the Dining Credit offer, will receive an annual Dining Credit up to US$200, capped at US$50 per Quarter per Card Account, applicable when spending at a selected list of restaurants upon meeting the Eligibility Criteria.
3.2 The Dining credit will be applied based on Eligible Transactions made at these restaurants using the Eligible Card.

4. Eligibility Criteria

4.1 This offer is open to Basic Card Members holding The Platinum Card® issued by AEME.

4.2 The Card Account must be enrolled into the Dining Credit offer by the Basic Card Member, through applicable AEME channels such as the AMEX MENA Mobile App or Online Services.

4.3 Dining Credits will be earned starting from the Calendar Month of enrollment, provided the Eligibility Criteria for Eligible Transactions are met.

4.4 Card Members will earn 100% cashback on total spend at selected restaurants, capped at US$50 (or equivalent) per Quarter.

5. Eligible Transactions

5.1 Only Dining Transactions made at the selected restaurants using the Eligible Card during the Offer Period will count as Eligible Transactions.

5.2 Only Dining Transactions made at one of selected restaurants, with payment processed at the restaurant’s point of sale (POS). Transactions conducted through food aggregators, or via payment processors such as QR payments or in-app restaurant purchases, are excluded.

5.3 Eligible Transactions also include those made using Supplementary Cards at selected restaurants after Basic Card Member enrollment.

5.4 The list of all selected restaurants is shared on AEME website; you can find here.

5.5 The following transactions are not considered Eligible Transactions:

• Transactions processed through food aggregators.

• Transactions made for business purposes.

• Cancelled or reversed transactions.

• Transactions made at non-participating locations or using food aggregators.

• Transactions with a Posting Date outside the Offer Period.

6. Dining Credit and Crediting

6.1 Dining Credit will be awarded to Eligible Card Members with a cap up to US$50 per quarter, totaling up to US$200 annually or equivalent in the Card's billing currency.

6.2 Dining Credit will be reflected in the Card Account within one (1) Calendar Month following the month the Eligibility Criteria is met.

6.3 The Offer Period is divided into four (4) periods, as detailed below:

 6.4 The Dining Credit will be awarded as per the amounts listed below, depending on the Card's billing currency:

7.  Reversal of Dining Credit

AEME reserve the right to reverse any Statement Credit awarded if:

• Eligible Transaction is cancelled or refunded.

• Fraud and/or misuse of these terms.

Reversals can take place up to 180 days after the Offer Period has ended.

8. Suspension of Offer

8.1 Dining Credits will not be awarded during any period in which the Card Account is blocked, suspended, or has overdue payments.

8.2 AEME reserves the right to suspend the Offer in the event of technical failures or other circumstances beyond its control.

9. Updates to selected list of merchants:

9.1 AEME may update the list of participating restaurants at its discretion.
9.2 Dining Credits can be used for Eligible Transactions at removed restaurants until the end of the Calendar Month in which these restaurants are removed.

9.3 Updates to the list will be available on the AEME website click here.

10. General terms

10.1 Card Members’ Card Accounts must be shown as active and regular during this Offer Period and at the time this Offer is awarded (i.e. the Card Account must not be blocked or cancelled and has no overdue payments during the Offer Period and as on the date this Offer is awarded).

10.2 During this Offer Period, all Transactions will continue to incur Fees, Charges and applicable interest rates as per the prevailing Schedule of Fees and Charges.

10.3 AEME reserves the right to modify or change all or any of the terms applicable to this Offer or to extend or discontinue the Offer at its absolute discretion.

10.4 The terms and conditions governing this Offer are in addition to and not in substitution of the primary terms and conditions governing Card usage. Card Members warrant that they have read these terms and conditions carefully and participated in this Offer willingly, available on the website by selecting your country from the drop list at the bottom of the home page https://www.americanexpress.ae

10.5 All questions or disputes regarding eligibility for this Offer will be resolved by AEME in its sole discretion. AEME’s decision on all matters relating to this Offer shall be final, binding and conclusive.

10.6 AEME’s failure to enforce any term or condition does not constitute a waiver of that term or condition by AEME.

10.7 AEME's obligations under this Offer are subject to any restriction or limitation imposed by any regulatory, judicial or administrative authority with jurisdiction over AEME, and AEME will not be liable to the extent any decision, direction, order or determination by such body prohibits or restricts AEME's performance under or compliance with this Offer.

10.8 Card Members release and discharge AEME from any and all liability resulting from any unauthorized human intervention, or any other cause, including but not limited to malfunction of any computer component, software or communication line, any loss or absence of network communication, any faulty, incomplete or unintelligible transmissions which could limit the opportunity of any individual in getting the Offer.

10.9 AEME reserves the right to request a valid national ID or passport. If the Card Member refuses AEME’s request without providing a justifiable reason, then AEME may deem the Card Member ineligible for this Offer. If AEME becomes aware of any fraud, deceit, misconduct or similar action during or in relation to this Offer, AEME reserves the absolute right to exclude the Card Member from this Offer and may revoke any acquired Offer unless it is proven to the satisfaction of AEME, that he/she had no actual or imputed knowledge or participation in such fraud or deceit or similar action.

10.10 AEME regards the confidentiality of its Card Members personal information with the utmost security. AEME does not accept any responsibility for any promotional material or other material communicated to the Card Members by third parties that independently obtained any personal information.

This Card is issued by AMEX (Middle East) B.S.C. (c) – Emirates pursuant to a license from American Express.

American Express is a registered trademark of American Express.

AMEX (Middle East) B.S.C. (c) is regulated and licensed by the Central Bank of Bahrain as a Financing Company.

AMEX (Middle East) B.S.C. (c) - Emirates is regulated and licensed by the Central Bank of the UAE as the branch of a Financing Company.